Sterling Bank Plc is a leading full-service Nigerian commercial bank, offering an innovative and dynamic bouquet of solutions to corporate, retail, consumer, and investment markets. Sterling Bank has a broad, diversified customer base, having carved a niche in the Retail, Commercial, Investment, and Corporate banking spaces. It has also established itself as a provider of financial solutions for the SME sector and has been successful in launching solutions specially designed to meet the needs of a variety of clients in different subsectors. The H.E.A.R.T of Sterling Bank is a strategic thrust that aims to penetrate five key sectors in the Nigerian economy: Health, Education, Agriculture, Renewable Energy and Transportation (HEART). The strategy explores solutions in the entire value chain of the target sectors, with a framework to identify and develop opportunities that will support government efforts, improve the prospects of key stakeholders and improve the well-being of grassroots communities in Nigeria. Sterling actively finances and supports players across the Nigerian agribusiness value chain – individuals, cooperatives, SMEs and large corporates across the primary, secondary and tertiary stages of value creation. The Bank seeks to reach approximately 100,000 farmers in the next four years.